Nautilus Marine is an excellent insurer to choose to insure your boats and experience, which it think is more than enough to proof that they are a quality company. They were established in 2005 however between their senior executives there is more than 125 years of experience. One thing to remember about this company is that they insure both personal and commercial boats.

No matter if your boat is new or used, you can be sure that you can find a cover for it under the pleasure craft insurance. You get the option to choose between comprehensive, third party online, extended blue water yacht racing, and blue water cruising policies, which I thought is very handy to ensure everyone gets what they want. The one that I was really attracted to is the comprehensive cover because it includes things like theft of content, personal effects as well as malicious damage. Best of all there is protection for damages done to your boat while it is in transit.

Another product known as personal watercraft insurance is made for personal watercraft. The amount of policy features included in this was a lot more than the other insurers in the market I’ve seen. They include a minimum of two years full replacement; receive genuine parts on repair, as well as theft cover even when there is no evidence. As you can see these are all wonderful aspects to know if you are thinking of insuring your personal watercraft.

Do you own a million dollar cruiser? If so, the master mariner plan can be a policy that you will be able to count on. I was breathless when I saw the amount of features that are included in the policy, including fine wines and alcohol up to $500, personal effects up to $10,000, public liability, paintings, and heaps more. At the end of the list I just can’t think of any reasons why anyone would not want to insure their luxury cruiser with these features.

Lastly, Nautilus also offers a range of protection for people in the marine industry that are all very innovative. Some of them includes transit risk, stock afloat, demonstration cover and many more. With the range of different products in their portfolio, there is no doubt that you will be able to carry on with your business with the lowest risks possible.

No matter if boats is your passion or something you’re just beginning to get an interest, Nautilus Marine Insurance is a company that you can rely on.

For those looking to retire or get life insurance products, Metlife is one of the most recommendable insurers in the market today. One of the reason this may be the case is because they have more than 145 years of experience, and has also established themselves as a global leaders. According to their website, they have more than 90 million customers worldwide. They offer products to both individuals and businesses.

As mentioned, their main product is life insurance. According to their benefit descriptions, you will be able to get a lump sum payout when you die. This can be given to your family or your loved ones to pay for things like mortgages, funerals and many more. One interesting thing to see is that Metlife has included a case study on their website that involved a customer being paid $250,000 when he was diagnosed with cancer and only had 12 months to live. After reading this, it really gave me faith with the company that it will serve me and my family well.

Another popular policy is known as income protection, which lets you receive a certain percentage of your monthly income if you are suddenly unable to work. The main reason is usually due to illness or injury. The payout you receive will be able to be used to pay for your medical costs, bills and even education for your children. Again, there was a short case study on their website that explained how a 58 years old man was able to receive payments for 22 months while he was treated for his illness.

For those that have loans, your main aim is to make sure you can keep paying back the money you owe. This is how Metlife will be able to help you with their loan protection. You are able to choose between two different loan protection products. However, if you decide to take out both products, you will be offered a saving of 10%.

The last interesting policy that I found out was their funeral plan. It is very similar to a life insurance where the money paid out is designed to pay for things like funeral costs, medications and even household expenses. I was very impressed when I see their list of benefits that included inflation protection, worldwide cover and many more.

Metlife is no doubt one of the best life insurers, not only in Australia but the world. If you want what good for you and your family, they should be one of your choices.

This is a review on LSV, also known as Lumley Special Vehicles. This company insures classic and vintage cars which can prove to be the top choice for people with this obsession. It is said so on their website that their rates are competitive, making them something worthwhile to check out. One of the downside to LSV though is that you can’t really automatically calculate a quote from their website. You will need to manually request a quote from them by providing the model of your car and other related details.

I discovered many reasons why insuring with LSV is such a good choice. First of all, I was happy to see that you guaranteed for a lifetime on repairs where you can choose the repairer. This means you can be sure your car will be well looked after, no matter what happens to it. Secondly, if you are a member of a car club, you will also be eligible for some discounts.

There may be some people that are so into special cars that they may have several of them. I learned that people like you would be able to get several policies for your vehicles and even save on your premiums. I thought this was a great way to reward customers and even attract more people to join.

The value of your car can be agreed on, and you also get salvage right. This is something I found to be very unique. Basically if your car is caught in a total loss and is declared unrepairable, LSV will be able to return the car to you after the accident. Lastly, you are able to get free windscreen cover where you don’t have to pay for any excess, as long as you include this as part of your options.

Now down to the types of cars you are able to have insured, I found a pretty neat list on their website.

• Classic – They include for all the cars that are at least 25 years old.
• Modern Classic – They include limited built cars that are older than 10 years old.
• Vintage – Any vehicles and cars that were manufactured before 1940.
• Classic Motorcycle – This is for motorcycles that are over 25 years old.

If any of the car categories matches the one you own, you can rest assure that you will be able to have it insured by LSV. Simply go to their website and arrange a quote for more information.

For a lot of Lexus drivers, they are usually given the option to have their car insured by the same car manufacturer. In this review we will have a look at their range of products and benefits that they will be able to offer you. The first thing that I really liked about them is the way how all their products were listed on their website with all the information about them beside them.

I think the comprehensive motor vehicle insurance is the most popular products. It is the policy with the highest protection and therefore will be able to give you the peace of mind you need. The most surprising benefit of this plan is that if your Lexus is stolen or damaged beyond repair, and that it is within the first four years of its registration and has been insured since its first 12 months, you will be able to get a brand new Lexus. I have never seen a policy that offered a benefit as good as this, so I think this is one of the highlights of this plan.

Other things that you will be able to make claims on includes rental car, key and locks, emergency repair costs and many more.

The next product that caught my eyes is their payment protection insurance that can help you pay your vehicle repayments and many more. According to what is written, you will be able to benefit from this insurance if you are suddenly injured or suffers an illness that stops you from working. The biggest advantage with this plan is that you can be sure you will be able to keep your car even if you don’t have any income coming into you.

I was glad to see that there is a plan known as financial gap insurance. In this plan you will be able to protect you from financial loss if your car is stolen or damaged beyond repair. There are several options to choose from which includes your outstanding loan balance to either $30,000, $15,000 or $10,000. There are also options for out-of-pocket expenses at either $4,000, $2,000 or $1,000.

After going through their products, it is easy to see that Lexus Insurance has all the things to make sure your valued car can get the protection it deserve. For more information you can either visit their website or ask about the insurance feature at your local car dealer.

IMAN is one of the many health insurers in Australia that provides insurance to overseas workers coming to Australia. I was happy to read that they have been a trusted company for over 30 years, insuring workers. The best thing about them is that options start at only $79.99 for singles, which is extremely affordable and would be able to provide you with a peace of mind.

I found out that there is a large range of covers that can be taken out, from budget plans all the way to comprehensive plans with the entire essential thing covered and more.

To start off, I was very inspired by their cover known as Executive Top. The price for singles is only $350, which is okay considering the large amount of benefits you will be able to enjoy. The ones worthwhile to mention are being able to receive a confirmation of health letter when you join, comprehensive range of extras, ambulance cover and more. Some of the services that you will be covered that are think are very common and thus good to be mentioned are accidents, renal dialysis, grommets in ears, back surgery and many more.

Now going to the cheapest plan, the Budget Visitor Cover really lived up to my standard for such an affordable plan. In this plan you are covered for 100% of the cost for medical provided in hospitals, such as doctors, pathology and even radiology. Some of the services covered are accidents, kidney stones, eye surgery, heart surgery and even rehabilitation programs. Waiting periods do apply, such as 12 months for pregnancy and 2 months for in-patient psychiatric treatment, however there are no waiting periods for ambulance cover.

The names of the other plans offered by IMAN are:

• Value Plus Visitor Cover
• Basic Visitor Cover
• Mid Visitor Cover
• Top Visitor Cover

One interesting thing about IMAN is that you are able to update your details of your cover via the internet. This can be done by authenticating your details on the website and then choosing the corresponding options.

Going through their claim process, I concluded that it was pretty easy to do. In most cases, you only need to download a claim form and then fill them up with your original invoices and receipts. After you have gotten everything done, just send it back to them and someone will be able to process your claims. For more information, consider going to their website.

Some people find it worthwhile to be insured by companies that have over 100 years of experience. In the case of BOQ, they are over 138 years old and have branches in every state, meaning anyone would be able to purchase their products. Right now, according to their website, they have more than five products in their insurance portfolio.

The product that interested me the most is their home and contents insurance that comes with two options. The most comprehensive plan is known as Vero Home Elite and contains all the essential features like flood dover, accidental breakage of glass, and even vet costs if they are injured in a road accident. The only different between this plan and the other plan is that it also insures accidental loss and damages done to your content, as well as being automatically covered for your valuable items anywhere in Australia or New Zealand. And for people that gets an income from their property, there is also landlord insurance to consider.

For people that likes to drive, it seems that BOQ only offers one type of car insurance. This means there are no choice of plans that you can choose from. The advantage of this as I can see is that you will be covered with the highest cover they have on offer. However the things you could choose are either having your car be insured under market value or agreed value.

After looking at all the things you will be able to make a claim for, I was really impressed by their $5000 death benefits, baby capsule up to $500, and many more. One unique aspect that caught my eyes is that you are given the option to waive the excess on your first windscreen claim each year. I think this is a great way for people to save some extra money.

Another popular product that a lot of people takes out is travel insurance. It has been a while since I was last taken away by a travel policy. The highlights that I can see BOQ offers are giving you a 24 hour emergency helpline, unlimited overseas medical expenses, as well as paying you cash while you are in an overseas hospital. There are two types of policies for you to choose form, Secure Holiday and Secure Business.

The other insurance products offered by BOA include commercial insurance, line of credit protection and credit protection.

One of the greatest advantages of Bankmecu Insurance is that their company is owned by their customers. This means that all the profits that they make will go back to their customers to ensure they get better service and products. After going through their website I was convinced that you will be able to find a cover that is right for you.

In their home and contents insurance, you are included with some of the most desirable features such as new for old replacements, legal liability as well as insured events. I learned that several options can also be taken out which really made me think well of the company, they include personal effects, fusion of electric motor and accidental loss and damage. One very important thing to note though is that the policy is issued by Allianz, however you will be purchasing it through Bankmecu. If you own several houses, you may also be glad to hear that there is also landlord insurance to take out.

Bankmecu offers a range of vehicle insurance to choose from. The advantage is that you can choose to have your car, motorcycle, caravan, trailer as well as pleasure craft insured. Taking a deeper look in their car insurance, since that is one that most people would take out, I was generally impressed by their features like accidental loss and damage, choice of repairer, and legal liability. Did you know there are also additional options that you can take out such as tools of trade cover, protected no claim bonus and rental or loan car following an accident. These are all things I believe would be very useful to a lot of people.

Travel insurance is also offered by Allianz, so the plans are the same as on Allianz’s website. For a recap, they include comprehensive cover, Australia only cover, budget cover and frequently traveller cover. Of all these covers, I am especially fond of their comprehensive and budget covers. This is because the first cover offers 16 travel and medical benefits such as cancellation fees, rental vehicle and delays. On the other hand, the budget cover is great for people that are on a tight budget and wants something that is affordable that can give them a peace of mind.

Besides all the personal insurance listed above, it is also god to see that Bankmecu also offers business insurance. I learned that there are several packs that you can take out such as farm packs, office packs, trades and services packs, and many more.