TAL Insurance Review

TAL Insurance is quite impressive. They started at 1869, and based on experience this is one of the oldest life insurers I have seen. This can be seen as they have a huge line of products offered, both personal and business products. What really overwhelmed me is that they have won several awards for being the life insurer of the year for 2009, 2011, 2012.

Since we all need life insurance, I decided to look at TAL’s information about them and came out quite impressed. The biggest advantage is that you will be able to get an immediate lump sum when you die, which can then be used to pay off mortgages, debts, investments and even to go towards your funeral. As a whole, I find this is a great way to let your family and loved ones stay safe.

Another product that has been gaining in popularity is income protection insurance. The percentage of your income that you can get is up to 75% of your monthly income, which is pretty average. Basically what I found out is that you can make a claim whenever you become ill, gets injured, or gets caught in an accident that stops you from working.

Similarly critically illness insurance only pays out when you are dialogised with a specific critical illness, which can include cancer and heart disease. According to the scenario on their information page, I learnt that a 52 year old person is able to receive more than $780,000 to help her pay for mortgage and surgery bills. This amount really took my breath away, and seeing that this is something TAL will be able to pay you is something to seriously consider about.

For an even lighter plan, there is total and permanent disability insurance, which is also very recommendable. The first thing that I read is that you will be able to get a payment if you become permanently unable to work due to an accident or illness.

Lastly, there is also business expense insurance for those with businesses. If you happen to someone in this category and is unable to work, this cover will be able to let you pay your monthly expenses to keep your business opened.

To see more information about TAL and the things that they can offer, simply go to their website. One interesting thing that I found out is that you can be a TAL adviser. There are information to how you can do this, all listed on certain pages.

TAL Insurance has been rated 5 out of 5 by Insurance Reviews.

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