GMHBA Insurance Review - Health
Like most health insurers, GMHB also offers three types of policies.
The leading cover is the common hospital cover. There are three different choices to choose from; Top Hospital Cover, Mid Hospital Cover and Basic Hospital Cover. Under reach of these covers are further plans such as Platinum Hospital and Gold Hospital. The one that caught my eyes has to be no doubt Platinum Hospital Cover because coverage includes private hospital accommodation, joint replacement, rehab, dental implants and even things like IVF. In my opinion, this plan is great for people that are planning to start a family. The cost, which I thought was very affordable, only starts at $26.95 a week.
For people that reckon they want something else other than hospital cover, there is also Extras cover that you can take out on its own. Again there are three different categories of policies; Top Extra, Mid Extra and Basic Extra. Under each of them are more covers. Knowing me, I found the most comprehensive plan, known as Platinum Extras, to be the most attractive.
The advantage of the Platinum Extras plan is that it is much cheaper than the highest hospital cover, starting at only $15.80 per week. Some of the expected benefits include audiology, psychology, certain therapies, and many more covers that I thought were very likely to be used.
If you want the best protection to make sure your health is always sturdy, I was happy to see that GMHBA offers packages that include both hospital and Extras covers in one. I really liked their Fit Ultra Package because it offers top hospital and extras features. Also, I learned that you are also able to get access to something known as Fit Rewards which is exclusive to GMHBA. In my eyes, I think it is a great way for people to keep motivated to stay fit.
Regarding the price, it starts from only around $40 a week, several dollars cheaper than taking both the top hospital and Extras cover individually. It is no doubt a great deal.
GMHBA Insurance has been rated 4.5 out of 5 by Insurance Reviews.
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