Insurance Line Review - Pet

Insurance Line is one of those companies that direct their services and products to life related insurance. As seen on their website, they sell their policies directly to you so that you will be able to get flexible and affordable products to provide security for you and your family, regardless of who you are.

Looking firstly at their life insurance products, I was glad to see that four different products to top their list. Covers include:

  • Life Insurance – At a glance, you are able to get paid up to $1,000,000.
  • Accidental Death Insurance – In this plan, the payout is only up to $400,000; less than the above. However there is a free Will Kit.
  • Major Illness Insurance – This is to insure you get the finance to treat your illness with payouts up to $100,000.
  • Cancer Insurance – This is the lightest plan because it only covers cancer as the only illness. The great thing is that it only starts at $2.95 a week.

Funeral insurance can also be bought, and as I can see, comes with many great benefits. The first good thing I saw is that you are guaranteed that premiums will not go up. This means you will be able to get a peace of mind that you are covered without having to pay more. But best of all, the amount that your family can get when you pass away is up to $15,000, and is also generally paid out within 24 hours of having your claims sent, according to their website. This is more than enough to make sure your funeral will be something that can be remembered.

If death is too beyond your needs right now, income protection insurance is something else Insurance Line provides. There are two plans to choose from, and simply put, you will be able to claim up to 85% of your income each month, up to $10,000. Based on experience, most insurers only offer up to 75% of your income to be claimed back, so I was surprised to see Insurance Line have increased the percentage to 75. This is something definably to keep in mind. The other thing worth mentioning is that the waiting period is only 14 days. I think this is a reasonable amount of time.

Besides us, pets also need insurance which is why I was so glad to see the offering of pet insurance. It is available for only cats and dogs, which is normal, however the thing that amazed me is that covers start from only $3.20. You will be able to get covered up to $10,000 in vet bills under two great plans that cover accidents and illnesses.

Insurance Line has been rated 4 out of 5 by Insurance Reviews.

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