Ozicare Insurance Review - Car, Home

Ozicare Insurance has been spoken a lot for the cheap premiums they offer. As soon as I went to their website, I spotted a statement that said they are able to provide car insurance that is hassle free with prices that won’t leave a hole in your pocket. According to what I can see, they seem to only offer policies from their website because I was unable to find any pages that detailed any local branches. Also, I was pleased to see that they are underwritten by Auto & General Insurance Company, one of the big names in the industry.

So no doubt their main product is car insurance. I was pretty much content with the three different levels of cover; Comprehensive, Third party fire, and Theft and third party property. They are pretty much standardised to the other insurers in the market. However what did took my breath away is that they offer several benefits that many car insurers do not offer.

The first thing I would like to pronounce is that they offer a three weeks money back guarantee. Seeing this gave me the peace of mind that Ozicare is so confident with their products that they are sure you won’t be disappointed. Secondly, I was also impressed to see that there are no forms to fill out. This includes applying for an insurance policy and making a claim.

If you ask me for the disadvantages, the only thing that I can see is that their plans do not include road side assist cover. If you would want this feature to be included as well, you will need to take out another cover as an optional extra. Whether or not this is important is up to you.

Besides vehicle insurance, it also came to terms with me that Ozicare also offers home and contents insurance. According to their list of benefits, you are able to be insured over a range of events like storm, theft and fire. What really caught my eyes is the fact that there is new for old cover, meaning even in the worst case scenario, you will still be able to have back the things you’ve lost by getting a new one. For those people that want to save money, I saw that you are able to get several percentages off if you combine your policy with another policy, such as home and contents insurance together.

The third product offered is travel insurance. However it is offered by Worldcare and not Ozicare, so please see the Worldcare review for further information.

Ozicare Insurance has been rated 5 out of 5 by Insurance Reviews.

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